Michiko

“I thought I was supposed to get 50% of my spouse’s Social Security benefits… why am I getting less?”If you’ve ever asked yourself this question, you’re not alone. Many people are surprised—and even frustrated—when their spousal benefit ends up being less than expected. The truth is, while the idea of spousal benefits sounds straightforward, the reality is […]

Important Updates from the Social Security Administration (SSA) – 2025 Since early 2025, news about the Social Security Administration’s (SSA) new Identification Verification (IDV) procedures has caused confusion. SSA first announced changes to the retirement benefits application process, then reversed some of them on the day they were set to start. This created widespread uncertainty.

Lately, there has been a lot of discussion about Social Security, including a proposal to eliminate taxes on benefits. While this sounds appealing, an analysis by the University of Pennsylvania warns that doing so could reduce federal revenue by $1.5 trillion over the next decade, increasing national debt and accelerating Social Security’s depletion by two

Social Security Fairness Act of 2023, signed by President Biden on January 5, 2025, repeals the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO).

3 million Americans who were affected by WEB/GPO will receive a higher Social Security Benefits!