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401(k) Millionaires aren’t Geniuses – They are people who used time and compounding

When people hear the term “401(k) millionaire,” they often assume it takes special investment skill or unusually high income. The truth is far simpler. According to Fidelity, more than 650,000 Americans now have over $1 million in their 401(k) accounts alone—a record high. Most of them aren’t professional investors. They’re regular employees who followed a few basic rules […]

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