April 2025

Powerful waves crash against a pier and lighthouse under dark stormy skies.

The Market is in Turmoil – What does it mean for your retirement?

Leave a Comment / Personal Finance /

The U.S. stock market has been extremely volatile since the announcement of new tariffs. On April 7, it briefly dropped over 20% from its February peak. The CBOE Volatility Index (VIX), often called the “fear index”, surged past 60—the highest since August last year. This sharp drop has caused understandable concern, especially those nearing or […]

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Understanding Taxes on social security benefits

Leave a Comment / Social Security /

Lately, there has been a lot of discussion about Social Security, including a proposal to eliminate taxes on benefits. While this sounds appealing, an analysis by the University of Pennsylvania warns that doing so could reduce federal revenue by $1.5 trillion over the next decade, increasing national debt and accelerating Social Security’s depletion by two

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